The City of Brampton offers a variety of sport and social facilities for rent, including ice pads, sports fields, gymnasiums, community rooms, banquet halls and picnic areas, whether for an organized event or a casual game. Staff are available to help you find the most suitable venue for your activity.
What is the Liability Insurance Program?
The Liability Insurance Program provides individuals and/or groups renting a City of Brampton facility or space with a straightforward and affordable avenue to obtain liability insurance protection. Insurance protection is important to mitigate financial risk from claims that may result from incidents during the Rental Agreement.
If the Facility Agreement holder does not already carry the required insurance, it can be purchased through this program at the time of booking.
Insurance limits are $5 million per occurrence. The insurance provides coverage for Bodily Injury or Property Damage to a Third Party as well as the following coverage outlined in the Summary of Coverage document.
Insurance Requirements
Groups and individuals responsible for a facility rental are required to produce and maintain, throughout the duration of the Rental Agreement, proof of sufficient liability insurance coverage.
The program encompasses the rental of facility space, sports fields, and rentable parkland.
The Liability Insurance Program provides the opportunity for individuals or groups renting our facilities to either:
- Purchase liability insurance during the booking process; or
- Provide proof that they already have obtained liability insurance that meets the Liability Insurance Program requirements.
Coverage Requirements:- Minimum $5 million Commercial General Liability insurance per occurrence.
- The Corporation of the City of Brampton must be listed as an Additional Insured.
- Policies must be issued by an insurer licensed in Ontario with a financial rating of at least: Standard & Poor’s BBB, Moody’s BAA, or A.M. Best B+.The facility user group & events program summary of coverage
How to Purchase Insurance
If the Facility Agreement holder does not possess adequate liability insurance coverage it can be purchased through the Liability Insurance Program at the time of booking. The cost will be added to your Rental Agreement. For information or assistance in purchasing the required insurance based on your specific event or sporting activity, call 905-874-BOOK or contact your local recreation centre.
What if I’m hosting a larger special event
If you are hosting a large-scale special event at a City facility and require liability insurance coverage, please complete the below special event application form and submit directly to Instant Risk Coverage (IRC) @ submissions@instantriskcoverage.com for a quotation. Review your quotation to be sure it accurately reflects coverage for all aspects of your event and upon acceptance, you can proceed to make payment on the checkout page. Upon successful payment, you will be issued a Confirmation of Insurance certificate by IRC. Please forward a copy of this certificate to your City of Brampton contact for your booking or email us at facilityrentals@brampton.ca, so your account can be updated.
View the Special Event applicaiton form.
What if I have the Required Insurance/Insurance Certificate
If the facility user has the required liability insurance, their insurance broker must complete a Certificate of Insurance Coverage form. The Certificate of Insurance Coverage form is to be completed by your insurance broker and returned at least fourteen (14) days prior to the booking.
Important Disclaimer
The Liability Insurance Program is administered by a licenced third-party insurance broker. The City of Brampton is not a licenced insurance broker and cannot provide advice, recommendations or place insurance coverage. All questions can be directed to IRC Support at support@instantriskcoverage.com or 1-800-517-1390.
Questions?
To view a list of frequently asked questions regarding facility event & user group insurance visit our FAQ.to view alist of frequently asked questions regarding facility event & user group insurance
